General Qualified Mortgages Archives

Insights

July 2021 – MortgageLaw Minute Live

The Current State of General Qualified Mortgages and Ability to Repay Requirements under Regulation Z ... Read More

The Current State of General Qualified Mortgages and Ability to Repay Requirements Under Regulation Z

Peter B. Idziak Recently, we have received some inquiries seeking clarification concerning the current definition and underwriting requirements relating to “general” qualified mortgages and the ability to repay requirements in effect under ... Read More

Client Memos

Client Memo – I’M SUPPOSED TO DO WHAT FOR AN ASSUMPTION?

An assumption occurs when a creditor expressly agrees in writing with a subsequent consumer to accept that consumer as a primary obligor on an existing residential mortgage transaction. Before the assumption occurs, the creditor shall make new ... Read More

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