Commentary
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As affordability continues to present challenges to prospective homebuyers, adjustable-rate mortgages are often discussed as one solution. Peter Idziak has identified a lesser-known option gaining …
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Last week, the Federal Reserve continued to take aim at curbing rising inflation, approving the second 75-basis point interest rate hike in as many months. …
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The Community Reinvestment Act was originally passed by Congress in 1977 to ensure that banks receiving deposits from a community also serve that community’s credit …
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Last week, the Federal Reserve announced its largest interest rate hike since 1994 in an effort to slow inflation. Polunsky Beitel Green believes that many …
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In the first year of the pandemic, home values defied expectations by skyrocketing. During the second year of life with COVID, property prices soared even …
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A worthwhile interview with Marty Green on how the Fed has been contributing to the recent sell-off and its plans moving forward.
Listen to the full …
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Federal officials, on Wednesday, approved lifting its benchmark short-term interest rates by a quarter percentage point to a range of 0.25% to 0.5% in an …
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The days of record-low mortgage rates are over. Driven up by inflation and global conflict, the 30-year fixed average hit a high not seen since …
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The images spread across social media and broadcast by television networks out of Eastern Europe have shocked and frightened many: columns of tanks stretching dozens …
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Learn how turbulent times like the Great Recession, COVID-19 pandemic, and various supply-chain issues have impacted the U.S. residential real estate market. Green also shares …
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For real estate heavy firms like Polunsky Beitel Green, what happens with interestrates and the labor market next year will affect their financial fortunes.
By Dylan …
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DALLAS/SAN ANTONIO – G. Martin “Marty” Green of Polunsky Beitel Green, LLP, recently published an article in the Texas Tribune TribTalk feature regarding Proposition 2. …
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DALLAS/SAN ANTONIO – G. Martin “Marty” Green of Polunsky Beitel Green, LLP, recently spoke with Realtor.com about a married couple from Rowlett, Texas, whose home …
Featured Content
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On May 19th, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule clarifying the scope of state enforcement authority found in Section 1042 and other …
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New – Commissioner
The Search Committee of the Texas Finance Commission has narrowed its search for a new commissioner for the Department of Savings and Mortgage …
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Under Texas law, prior to January 1, 2022, persons buying residence property had to wait until the year following acquisition to file for a homestead …
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Section 50(a)(6)(H) of Article XVI of the Texas Constitution prohibits a home equity loan from being secured by any additional real or personal property other …
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COMMISSIONS AMEND TEXAS ADMINISTRATIVE CODE TO MAKE CLEAR LENDERS MAY USE ELECTRONIC DISCLOSURES, DOCUMENTS, AND SIGNATURES FOR HOME EQUITY LOANS AND THAT OUT-OF-STATE BANKS MAY …
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Tye McWhorter and Mimi Paxson with Mortgage Law Minute Live talk about Texas Home Equity Lending and Prohibited Additional Collateral Part One: Non-Owner Borrowers
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Over the past few months, we have received a number of questions regarding whether an individual who is a non-owner may be a co-borrower or …
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Issue 22 – August 20th
Yesterday for the first time in nearly six weeks the Texas House declared a quorum for the Second Called Special Session. …
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On June 18, 2021, we issued a Memorandum on the fact that President Joe Biden signed into law the Juneteenth National Independence Day Act. In …
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The Current State of General Qualified Mortgages and Ability to Repay Requirements under Regulation Z
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Peter B. Idziak
Recently, we have received some inquiries seeking clarification concerning the current definition and underwriting requirements relating to “general” qualified mortgages and the ability …
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Issue 21 – July 19th
Governor Abbott called a Special Session to begin on July 8th and set the below listed bullet items as the agenda. …
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