The Consumer Finance Protection Bureau (CFPB) issued a press release on May 30 detailing the beginning of its investigations into junk fees contributing to rising mortgage closing costs. The investigation seeks to understand why these costs are ... Read More
Peter Idziak Discusses the Necessity of Independent Lender Counsel with Lone Star LO
In a contributed article for the May issue of Lone Star LO, National Mortgage Professional’s quarterly, Texas-focused publication, Peter Idziak addressed the necessity of independent lender counsel under Texas law. In the article, Idziak discusses ... Read More
Peter Idziak Discusses the Impact of the FTC’s Non-Compete Ban on the Mortgage Industry
The Federal Trade Commission (FTC) made waves on April 23, 2024, when it issued a final rule banning non-compete agreements within the United States. Peter Idziak spoke with the media following final approval of the rule, discussing how it would ... Read More
MortgageLaw Minute: Biden Administration Announces Loan Forgiveness Program for Homes in Path of Total Solar Eclipse
Today, the Biden Administration announced an “out-of-this-world” initiative aimed at providing relief and support to homeowners residing in the path of the upcoming total solar eclipse that will transit parts of the United States on April 8th. The ... Read More
MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Highlights “Team Name” Requirements
In its February 2024 Emerging Issues Meeting, the Texas Department of Savings and Mortgage Lending highlighted the statutory and regulatory requirements for the use of “team names” by mortgage companies, mortgage bankers, and individual mortgage loan ... Read More
Doug Foster and Peter Idziak Discuss the Texas Real Estate Research Center’s Important Place in the State’s Real Estate Markets
The Texas Real Estate Research Center is the nation’s largest publicly funded organization devoted to real estate research. Our Director of Regulatory Affairs, Doug Foster, has been involved with TRERC since 2021, when he was appointed to the ... Read More