Home Equity Lending Archives - Polunsky Beitel Green

Peter Idziak Quoted in the Press on 40-Year Mortgage Eligibility, DTI LLPA Rescission, and Home Equity Loans

Peter Idziak recently spoke with national and trade media publications on several key mortgage industry topics. These include the U.S. Department of Housing and ... Read More

Client Memos

Can You Close a Loan with Title Vested in a Life Estate? Fannie Mae Says Yes.

Fannie Mae recently updated its Selling Guide FAQ to address whether a mortgage secured by property titled in a life estate is eligible for delivery. The ... Read More

Client Memos

FHFA Announces 2023 Conforming Loan Limit Values; Limits in Certain High-Cost Areas to Exceed $1 Million for the First Time

On November 29th, the Federal Housing Finance Agency (“FHFA”) announced that for 2023, baseline conforming loan limits for mortgages eligible for purchase by ... Read More

Client Memos

Texas Home Equity Lending and Prohibited Additional Collateral Part Two: VA Guaranties and FHA Mortgage Insurance

Section 50(a)(6)(H) of Article XVI of the Texas Constitution prohibits a home equity loan from being secured by any additional real or personal property other ... Read More

Client Memos

Amendments to Texas Home Equity Interpretations Under 7 TAC 153

COMMISSIONS AMEND TEXAS ADMINISTRATIVE CODE TO MAKE CLEAR LENDERS MAY USE ELECTRONIC DISCLOSURES, DOCUMENTS, AND SIGNATURES FOR HOME EQUITY LOANS AND THAT ... Read More

Mortgage Bytes

Texas Home Equity Lending and Prohibited Additional Collateral Part One: Non-Owner Borrowers

Tye McWhorter and Mimi Paxson with Mortgage Law Minute Live talk about Texas Home Equity Lending and Prohibited Additional Collateral Part One: Non-Owner ... Read More

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Client Memos

Client Memo – Texas Home Equity Lending and Prohibited Additional Collateral Part One: Non-Owner Borrowers

Over the past few months, we have received a number of questions regarding whether an individual who is a non-owner may be a co-borrower or co-signer on a ... Read More

Mortgage Bytes

MortgageLaw Minute Live: TX Regulators Adopt Amendments to Home Equity Lending Provisions

Peter Idziak, Associate Attorney with Polunksy Beitel Green discusses that Texas Regulators Adopted Amendments to Home Equity Lending Provisions. ... Read More

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Client Memos

Client Memo – Texas Regulators Adopt Amendments to Home Equity Lending Provisions

Recently, the Finance Commission of Texas and the Texas Credit Union Commission (the “Commissions”)adopted several amendments to the home equity lending ... Read More

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