The Federal Reserve Board, the Bureau of Consumer Financial Protection, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and ... Read More
As you may be aware, the Texas Department of Savings and Mortgage Lending (“SML”) is the subject of Sunset Review this year. The Texas Sunset Commission ... Read More
This is a Memo in regard to the Sunset Review of the Texas Department of Savings & Mortgage Lending. The Texas Sunset Commission has recently released its ... Read More
Please be advised that the publication date in the Federal Register for the new TRID Final Rule addressing the “black hole” is May 2, 2018. The Black Hole ... Read More
This memo concerns the most recent Texas Attorney General Opinion issued on February 26, 2018 stating that the Texas Constitution, article XVI, subsection ... Read More
We wish to advise you that the Texas Finance Commission has APPROVED adoption of certain interpretative guidance regarding home equity lending in Texas. This ... Read More
This memo advises of a proposed adoption of certain interpretative guidance by the Texas Finance Commission regarding home equity lending in Texas. The proposed ... Read More
This memo describes the changes to the Rules for the Refinance of an Existing Texas Home Equity Loan to a Non-Home Equity Loan. We have also provided a sample ... Read More
The Constitutional Amendment to Home Equity Lending was passed by the voters of Texas. Attached is a Client Memo regarding the changes which will be effective ... Read More