Insights Archive - Page 4 of 17 - Polunsky Beitel Green

MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Issues Proposed Rule Changes

All Texas state agencies are required to review their rules for relevancy every four years. The mortgage regulations for the Texas Department of Savings and Mortgage Lending (“SML”) are now in that cycle, and SML has created a 141-page pre-comment ... Read More

Commentary

Marty Green Shares His Thoughts on the Federal Reserve’s June Meeting

At the June Federal Open Market Committee meeting, Fed Chairman Jerome Powell announced that the Fed is holding rates steady between the 5.25% and 5.5% range, the highest mark in two decades. The Fed further announced only one guaranteed rate cut ... Read More

Client Memos

MortgageLaw Minute: Key Considerations for Lenders Offering Texas Home Equity Lines of Credit

Recently we have seen an increase in the number of lenders interested in offering home equity lines of credit (“HELOCs”) in Texas. Some lenders are seeking to expand their existing HELOC programs into Texas, while others are looking to create a ... Read More

Client Memos

MortgageLaw Minute: Biden Administration Announces Loan Forgiveness Program for Homes in Path of Total Solar Eclipse

Today, the Biden Administration announced an “out-of-this-world” initiative aimed at providing relief and support to homeowners residing in the path of the upcoming total solar eclipse that will transit parts of the United States on April 8th. The ... Read More

Client Memos

MortgageLaw Minute: Texas Department of Savings and Mortgage Lending Highlights “Team Name” Requirements

In its February 2024 Emerging Issues Meeting, the Texas Department of Savings and Mortgage Lending highlighted the statutory and regulatory requirements for the use of “team names” by mortgage companies, mortgage bankers, and individual mortgage loan ... Read More

Client Memos

Marty Green and Peter Idziak Speak with American City Business Journals on NAR Verdict, State of the Housing Market

Following a verdict in November that ordered groups of real estate companies and the National Association of Realtors to pay damages totaling $1.78 billion, Marty Green spoke with American City Business Journals on the possible impact of the ruling ... Read More

Commentary

Doug Foster and Peter Idziak Discuss the Texas Real Estate Research Center’s Important Place in the State’s Real Estate Markets

The Texas Real Estate Research Center is the nation’s largest publicly funded organization devoted to real estate research. Our Director of Regulatory Affairs, Doug Foster, has been involved with TRERC since 2021, when he was appointed to the ... Read More

Client Memos

MortgageLaw Minute: The Necessity of Independent Lender Counsel in Texas

Lenders new to the Texas market are often surprised that Texas law requires the mortgage loan closing documents be prepared (or reviewed) by a Texas-licensed attorney. Sometimes lenders entering the Texas market will ask a title company for a ... Read More

Client Memos

MortgageLaw Minute: Recent Texas Real Estate Research Survey of Industry Sentiment Highlight Increasing Regulatory Burden

Doug was recently elected Advisory Committee Chairman for the Texas Real Estate Research Center at Texas A&M University. He writes this month to highlight The Center’s monthly survey on real estate industry sentiment and potential causes of the ... Read More

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