Insights Archive - Page 2 of 14 - Polunsky Beitel Green

FHFA Announces 2023 Conforming Loan Limit Values; Limits in Certain High-Cost Areas to Exceed $1 Million for the First Time

On November 29th, the Federal Housing Finance Agency (“FHFA”) announced that for 2023, baseline conforming loan limits for mortgages eligible for purchase by ... Read More

Commentary

Peter Idziak’s Thoughts on Increasing Popularity of Temporary Buydowns Continue to Attract Attention

With mortgage rates at an all-time high, lenders are offering a variety of new loan products designed to attract borrowers by counteracting rising mortgage ... Read More

Client Memos

CFPB Files Appeal of Fifth Circuit Decision Holding Bureau’s Funding Scheme Unconstitutional

On November 14, 2022 the CFPB filed a petition for a writ of certiorari with the United States Supreme Court, seeking to overturn the Fifth’s Circuit opinion in ... Read More

Commentary

Marty Green Continues to Lead Industry Discussion Around Federal Reserve Rate Hikes

On November 2, the Federal Reserve announced yet another rate hike of 75 basis points, a move that Marty Green says wasn’t unexpected but officially brings us ... Read More

Commentary

Jay Beitel’s Insights on Constitutionality of CFPB’s Funding Through the Federal Reserve Featured in Trade Media

On October 19, the U.S. Court of Appeals for the Fifth Circuit ruled that the funding structure of the Consumer Financial Protection Bureau is unconstitutional, ... Read More

Commentary

Marty Green’s Insights on Fed’s September Rate Increase Featured in National and Industry Press

On September 21, 2022, the Federal Open Market Committee continued its work to reduce inflation, approving the third consecutive 75-basis point rate increase ... Read More

Commentary

Peter Idziak’s Commentary on Mortgage Buydowns Featured in The Washington Post

With mortgage rates continuing to climb and additional rate hikes by the Federal Reserve Open Market Committee on the horizon, affordability concerns continue ... Read More

Client Memos

Priority of Homeowner Association Assessment Liens and Subordination to the Mortgage Lien

We often receive questions concerning whether an assessment lien imposed by the subject property’s homeowner’s association (“HOA”) is superior to the lender’s ... Read More

Regulatory Updates

CFPB Receives Pushback on Interpretive Rule Promoting States’ Authority to Enforce The Consumer Financial Protection Act of 2010

Last month, we discussed Consumer Financial Protection Bureau’s (CFPB) May 19, 2022 Interpretive Rule, which sought to clarify the scope of state enforcement ... Read More

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